Home loan EMI calculator

Enter the loan amount, interest rate and tenure to see the EMI and how much of each payment goes to interest. Home loans are usually 15–30 years, so the schedule shows how slowly the principal falls in the early years.

How to do it

  1. Enter loan amount, rate and tenure (example: ₹30 lakh, 8.5%, 20 years).
  2. Read the EMI and total interest.
  3. Download the schedule if you need it.

Frequently asked questions

Does the calculator include processing fees or insurance?
No — it shows principal and interest only. Lenders may also round the EMI differently.

Related

EMI / Loan Calculator